Life Expectancy  
Are you planning and preparing to enjoy a long, full life? While no one expects to live forever, you may live much longer than you think. According to the National Center for Health Statistics in 2010, a male born today can expect to live to age 76 and a female to age 81.1

1 Source: National Vital Statistics Report, Vol 60, No 4, January 11, 2012
     

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Tom Luing, Investment Adviser Representative | Capital Management Associates, Inc.
7900 Xerxes Avenue South
Suite 500		 • Bloomington, MN • 55431
Phone: Direct: 952-746-1111 Main: 952-893-1200 • Fax: 952-893-0133
• toml@tomluing.com

As a Certified Financial Planner® , who focuses on your personal financial situation and helps you pursue your dreams, Tom Luing adheres to the highest standards and code of ethics in the industry. Securities through Capital Management Securities, Inc., Member FINRA, SIPC  Private Policy.